Unit
School of Business and Economics
Email
tomi.h.a.soininen@jyu.fi
Fields of science
512 Business and Management
511 Economics
Biography
I am a Doctoral Researcher in the Department of Economics, focusing on household indebtedness and bank decision-making. Before returning to academia, I spent around ten years in the banking sector, where my work focused primarily on overseeing the credit decision-making processes, loan portfolio quality, and non-performing loans of a regional bank.
Research interests
My article-based dissertation focuses on household debt, examining household debt demand, household debt supply, and the regulatory dynamics between the two.
